Menurut beliau, langkah kerajaan untuk melaksanakan Sistem Maklumat Rujukan Kredit Pusat (CCRIS) ke atas peminjam Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) yang ingkar untuk membayar balik pinjaman adalah lebih teruk daripada along yang mengutip pinjaman.
Melalui CCRIS kerajaan akan berkerjasama dengan Bank Negara untuk mempengaruhi kelulusan permohonan peminjam PTPTN daripada institusi kewangan.
Mereka yang ingkar untuk membayar balik pinjaman PTPTN akan menerima kesan seperti peminjam institusi kewangan yang lain terutamnya apabila membabitkan kelulusan permohonan pinjaman, kad kredit, dan sebagainya.
“Maknanya bank akan menilai setiap rekod pembayaran sebelum memberi mereka pinjaman,” ujarnya dalam kenyataan kepada Harakahdaily.
Katanya lagi, Kerajaan sepatutnya menggunakan kaedah yang lebih mesra untuk mengutip semula pinjaman PTPTN dan bukannya dengan cara kasar dan membebankan seperti itu.
Buat masa ini, ujarnya ramai dalam kalangan graduan yang baru habis belajar memperolehi pendapatan bulanan kurang daripada RM2,000 dan mereka juga mempunyai perbelanjaan lain seperti tanggungan keluarga, pembayaran ansuran kereta, sewa rumah dan sebagainya.
Beliau menambah, dengan kadar inflasi negara yang tidak menentu harga barangan harian juga semakin mahal dan sekiranya kerajaan menekan peminjam PTPTN untuk membayar balik pinjaman tanpa sebarang mekanisma yang mesra, maka ia juga sama seperti along yang mengutip semula hutang mereka.-harakahdaily
Kabinet tolak CCRIS pada peminjam PTPTN
Ramai orang Melayu LUPA tentang gambar ini? Mengapa LGE dipenjarakan? Siapa angkara yang merogol gadis bawah umur Melayu sehingga menyebabkan LGE dipenjarakan kerana mempertahankan budak itu?
Kita jangan lupa ini fakta yang sudah dijadikan sejarah dan tak boleh dilupakan sampai bila bila.
Walaupun dia bukan beragama ISLAM, tapi hati dia lebih nampak mulia, tiada scandal rasuah yang melibatkan dia dan ahli keluarganya.
Tahniah pada saudara LIM GUAN ENG, anda adalah satu contoh pemimpin yang bersih di mata kami.
Pulau Pinang sekarang bertambah maju di bawah pemerintahan anda.-f/bk
Cabinet rejects PTPTN-CCRIS link bid...
The
cabinet has shot down the proposal to include those who take National
Higher Education Fund (PTPTN) loans in the Central Credit Reference
Information System (CCRIS).
If
PTPTN had gone ahead with the move, those who defaulted on their
education loans would not be able to take other loans from financial
institutions.
According to Youth and Sports Minister Khairy Jamaluddin, the cabinet rejected the proposal at its meeting this morning.
"Just completed cabinet meeting. Alhamdulillah, PTPTN will not go ahead with the proposal to list its student loan defaulters under CCRIS.
"Thank you prime minister and education minister for listening to the youth," he said on Twitter.
The decision comes following an outcry over the move by both PKR and Umno Youth, both of which described it as oppressive.
CCRIS is a database with individual credit information that can be made available to financial institutions upon request.
Malaysiakini understands that PTPTN, which is facing severe defaults on its loans, had decided to link up with CCRIS earlier, but deferred the implementation as the general election was pending.
The cost of higher education was a hot topic in the lead-up to the May 5 general election, with PKR promising free tertiary education if Pakatan Rakyat came into power.
In a statement earlier today, opposition leader Anwar Ibrahim said linking PTPTN with CCRIS would be a "further victimisation" of graduates who are "already burdened with the study loans".
Anwar said the central issue was not PTPTN's loan recovery, about which the opposition had been critical.
"The issue is the failure of the Umno-BN government in discharging its social justice responsibilities of providing free tertiary education, particularly to the underprivileged," he said.-malaysiakini
If
PTPTN had gone ahead with the move, those who defaulted on their
education loans would not be able to take other loans from financial
institutions.According to Youth and Sports Minister Khairy Jamaluddin, the cabinet rejected the proposal at its meeting this morning.
"Just completed cabinet meeting. Alhamdulillah, PTPTN will not go ahead with the proposal to list its student loan defaulters under CCRIS.
"Thank you prime minister and education minister for listening to the youth," he said on Twitter.
The decision comes following an outcry over the move by both PKR and Umno Youth, both of which described it as oppressive.
CCRIS is a database with individual credit information that can be made available to financial institutions upon request.
Malaysiakini understands that PTPTN, which is facing severe defaults on its loans, had decided to link up with CCRIS earlier, but deferred the implementation as the general election was pending.
The cost of higher education was a hot topic in the lead-up to the May 5 general election, with PKR promising free tertiary education if Pakatan Rakyat came into power.
In a statement earlier today, opposition leader Anwar Ibrahim said linking PTPTN with CCRIS would be a "further victimisation" of graduates who are "already burdened with the study loans".
Anwar said the central issue was not PTPTN's loan recovery, about which the opposition had been critical.
"The issue is the failure of the Umno-BN government in discharging its social justice responsibilities of providing free tertiary education, particularly to the underprivileged," he said.-malaysiakini
Malaysia once again makes INTERNATIONAL NEWS and once again for all the 'Negative' reasons...Malaysian restaurant hires armed guard
cheers.
No comments:
Post a Comment